… if you’re a US Citibank customer trying to use your ATM card in Canada, Russia, or the UK right now — at ANY network, not just Citibank’s — you may find yourself totally fuxx0red. The call-and-response goes like this:
I’m stranded in a foreign country, I need cash, and I can’t withdraw cash from my account.
d00d omfg we wuz 0wnz0red, it is teh suck!!!1!1 Go home and we’ll re-issue a new card. Then be prepared to go through this all over again, and again, and again.
So even if I fly all the way back to the USA so you can issue me a new ATM card, you can’t promise I won’t be locked out the very next day?